Terms Of Service

Introduction
HandicappingAnalysis.com is an independent, membership-based web site providing financial information for long term
and short term investors in racehorse wagering. It is the opinion of HandicappingAnalysis.com that we provide
investment potential. HandicappingAnalysis.com or its staff do not advise anyone to wager or bet any money, instead
we recommend and alert investors to upcoming possible overlays at specific race tracks. While it is

HandicappingAnalysis.com and its staff's goal to locate and research equity investments in horse wagering that have
the potential for providing overlays, wagering on horses is risky and the use of any information provided by
HandicappingAnalysis.com and its staff is at the investor's sole risk. Investors should not rely solely on the information
provided by HandicappingAnalysis.com rather, investors should use the information reported by
HandicappingAnalysis.com as the starting point for doing additional independent research in order to allow the investor
to form his or her own opinion regarding horse handicapping. HandicappingAnalysis.com makes no representation that
any account will, or is likely to; achieve profits or losses similar to those shown. Wagering on horses based on the
information provided by HandicappingAnalysis.com may not be suitable for all users of this web site. You, the investor,
not HandicappingAnalysis.com assume the entire risk of any wagering that you choose to undertake.

HandicappingAnalysis.com is in the business of proposing potential horse wagering overlays - not recommendations.
HandicappingAnalysis.com is an impersonal service, therefore, no consideration can or is made toward your financial
circumstances.

HandicappingAnalysis.com opinions are subject to change without notice. All material presented within
www.HandicappingAnalysis.com is not to be regarded as investment or wagering advice, but for general informational
purposes only. You also agree to bear complete responsibility for your investment and wagering research and
decisions and acknowledge that HandicappingAnalysis.com has not and will NOT make any specific recommendations
or give advice to you or any of its clients upon which they should rely. HandicappingAnalysis.com suggests that the
Client/member test all information and wagering methodologies provided at our site through play wagering or some
other form of testing.

HandicappingAnalysis.com does not accept any liability for any loss or damage whatsoever, that may directly or
indirectly result from any advice, opinion, information, representation or omission, whether negligent or otherwise,
contained in the wagering signals whether communicated by word or message, typed or spoken by any of
HandicappingAnalysis.com staff.

Termination:
HandicappingAnalysis.com reserves the right to expel Users and prevent further access to the
HandicappingAnalysis.com site or cancel membership in HandicappingAnalysis.com without refund, for violating this
Agreement or the law, and to remove Users that are illegal, abusive or disruptive. This Web site is for your personal and
non-commercial use.

Disclaimer:
HandicappingAnalysis.com, any related products, recommendations, and services are tools only. Unique experiences
and past performances do not guarantee future results! Testimonials are non-representative of all clients. Horse
wagering involves substantial risk; and there is always the potential for loss. Your wagering results may vary. No
representation is being made that any software or training will guarantee profits or not result in losses from wagering.
HandicappingAnalysis.com its affiliates, owners, analyst's or investors, are not liable for any losses or damages,
monetary or otherwise, that result from actions taken after reading the contents from HandicappingAnalysis.com
website, an e-mail or in the newsletter. HandicappingAnalysis.com, or any of its data or content providers, shall not be
liable for any errors or delays in the content.
This Agreement shall be governed in all respects under the laws of the State of Michigan applicable to contracts made,
accepted and performed wholly in Michigan, without application to principles of conflict of laws, and the Customer and
the Company agree that the sole venue and jurisdiction for any disputes arising from this Agreement shall be the
appropriate federal or state court located in the State of Michigan.

Additionally, we will not sell, distribute or use email addresses from our subscribers.

Terms and Conditions
Reproduction, duplication, or redistribution of this material in any form without prior written consent from
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due to expire, unused time for the month in which you requested cancellation will not be refunded. You agree not to
give your account information, or our daily horse selection email's to anyone. You agree that by yourself, or in
conjunction with others not to compete with HandicappingAnalysis.com, or have any interest in such business enterprise
which shall be engaged in competition, as proprietor, partner, employee, shareholder, principal, agent, consultant,
director, officer, or in any capacity or manner whatsoever, anywhere.
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